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Do you have an emergency fund? According to CNN, almost a third of Americans don't. Having some money set aside for unexpected expenses can save you from driving up your credit card debt, dipping into your retirement savings, and generally jeopardizing your financial well being. Think you won't need it? Think about what would happen if your car breaks down, your laptop crashes, a tree falls on your property (this is usually not covered by homeowners unless it damages your home), or you lose your smartphone. Give us a call if you'd like to find out more about other ways to prepare for life's mishaps.
Don't drive distracted. The National Safety Council has declared April National Distracted Driving Awareness Month in an effort to remind drivers everywhere to remain focused on the road. The truth is driving while texting, talking on the phone, reading a piece of paper or any other activity that takes your mind off the road severely increases your chance for a crash. The evidence shows that all of us, regardless of age and driving experience, are at risk when distracted behind the wheel. See just how impaired you are when you drive distracted here.